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In the eu Union, the 3rd Non-Life Directive as well as 3rd Life Directive, both passed in 1992 and successful 1994, developed an individual insurance market place in Europe and authorized insurance companies to provide insurance any where during the EU (topic to permission from authority in the head Workplace) and authorized insurance buyers to get

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” An unreasonable delay or refusal to pay for a valid assert is undoubtedly an illustration of bad faith.[4] Other obligations include a duty to fairly look into a claim as well as a responsibility to protect towards a assert.[5]Inventors can now have their insurance US patent apps reviewed by the public from the Peer to Patent plan.[fifty four]

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